E-Receipt Infrastructure

Zero-Friction
E-Receipt Infrastructure

The end of the paper receipt. Without the friction. Ticket delivers itemized digital receipts to banking apps the moment consumers pay. No email, no QR code, no app to download.

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Zero Friction

No action required from consumers. Pay with your card. Done.

🌐

Universal Receipt

Works with any POS, any bank, any payment method. One standard.

📈

Cost Reduction

Eliminate paper, thermal rolls, and maintenance. Save up to 80%.

33B
paper receipts printed yearly in France
~3 sec
average receipt lifespan before discard
0
consumer actions required with Ticket
80%
reduction in receipt-related costs
Business Concept

How Ticket Works

Four steps from payment to proof of purchase. The consumer does nothing differently. The merchant changes nothing at checkout.

01
💳

Payment

Consumer taps their card, phone, or watch at the terminal. Same payment experience. No email prompt, no phone number, no scanning.

02
🔑

Tokenization

The POS system securely generates an anonymous payment token linked to the itemized receipt data, VAT details, and store identifiers.

03
🔌

Routing

Ticket's API matches the payment token with the transaction, normalizes the receipt into a universal format, and routes it to the right destination.

04

Delivery

The itemized receipt appears instantly in the consumer's banking app or Ticket vault, linked to the transaction. Stored forever, always searchable.

Built for Predictable Revenue

Two complementary revenue streams: recurring SaaS subscriptions from merchants plus variable transaction fees that scale with usage.

Recurring Revenue

SaaS Subscription

29 - 79 /mo

Per-location monthly subscription that covers POS integration, dashboard access, analytics, and support. Tiered by volume.

  • POS integration module
  • Merchant analytics dashboard
  • Compliance reporting (loi AGEC)
  • Priority support & onboarding
  • Multi-location management
Usage-Based Revenue

Variable Transaction Fee

per receipt

A micro-fee per receipt processed, charged to the merchant. Decreasing marginal cost at scale creates a flywheel effect.

  • Pay-per-receipt pricing
  • Volume discounts at scale
  • Real-time usage metering
  • Transparent billing portal
  • Zero setup cost for consumers
High-Desirability Use Cases

Where Digital Receipts Create Real Value

Ticket isn't just about going paperless. It unlocks workflows that paper receipts made painful or impossible.

🔁

Returns & SAV

Instant proof of purchase for returns. No more lost receipts, faded thermal paper, or "I bought this here, I swear." Linked to the original transaction, always verifiable.

67% of consumers lose receipts within a week
🛡

Warranties

Extended warranty claims require proof of purchase date. Ticket stores receipts permanently with full product details, making warranty validation instant and fraud-proof.

Receipts stored permanently, not 2 years
📋

Expense Reports

Business travelers spend 20 minutes per trip on expense reports. Ticket receipts are structured data: amount, VAT, merchant, category. Auto-export to accounting tools.

20 min saved per business trip
📊

Budgeting

Itemized transaction data enables real spending insights. Not just "45 at Carrefour" but exactly what was purchased. Banks can offer category-level budget tracking.

Item-level spending visibility

B2B2C Ecosystem

Ticket sits at the intersection of three stakeholder groups, creating a network effect where each participant increases value for the others.

🏪

Merchants

The supply side. Retailers, restaurants, and service providers who generate receipts at point of sale.

  • Compliance with loi AGEC (paper ban)
  • Cost savings on thermal paper & printers
  • Customer satisfaction & faster checkout
  • Analytics on receipt engagement
🏦

Integration Partners

Banks, digital wallets, POS manufacturers, and accounting platforms that distribute receipts to end users.

  • Enriched transaction data for banking apps
  • Competitive differentiation for neobanks
  • New feature for POS vendors to sell
  • Auto-import for accounting software
👤

Consumers

The demand side. Individuals who receive receipts as proof of purchase for returns, warranties, and expense tracking.

  • Zero-effort receipt collection
  • Permanent, searchable receipt history
  • Easy returns & warranty claims
  • Itemized spending insights

How Ticket Compares

Existing solutions either add friction at checkout or lock receipts into proprietary ecosystems. Ticket is the only universal, zero-friction approach.

Solution Consumer Friction Universal Itemized Data Bank Integration Offline Works
QR Code Scanners High — must scan Partial Yes No Yes
Email / SMS Receipts High — must share info Partial Varies No Yes
Retailer Apps High — app per store No (siloed) Yes No Partial
Bank Integrations Low No (bank-specific) No (amount only) Yes No
◆ Ticket Zero — pay normally Yes — any POS, any bank Yes — full line items Yes — native Yes
Industry Analysis

Market Structure & Dynamics

Strategic analysis of the digital receipt infrastructure market using established frameworks.

Porter's Five Forces

The competitive dynamics that shape this market.

  • Threat of New Entrants: Low

    High barriers: POS integration partnerships, bank API access, and regulatory compliance (GDPR, PSD2) create significant moats once established.

  • Supplier Power: Low

    POS vendors and cloud providers are commoditized. No single supplier can block market access or extract outsized margins.

  • Buyer Power: Moderate

    Large retail chains have negotiating leverage, but SMBs (80% of market) are price-takers. Regulatory compliance reduces churn.

  • Threat of Substitutes: Low

    Paper is being banned. Email/SMS require consumer action. No substitute offers zero-friction universal delivery.

  • Competitive Rivalry: Moderate

    Fragmented market with regional players. No dominant standard yet. First-mover in universal infrastructure wins network effects.

PESTEL Framework

Macro-environmental factors driving digital receipt adoption.

  • P

    Political

    EU Green Deal and French loi AGEC mandate digital-first receipts. Government incentives for retail digitization accelerating adoption.

  • E

    Economic

    Thermal paper costs rising 15% YoY. Cost-of-living pressure driving merchants to cut operational waste. SaaS model aligns with OpEx budgets.

  • S

    Social

    Gen Z/Millennial consumers expect digital-first experiences. 73% prefer digital receipts when frictionless. ESG consciousness rising.

  • T

    Technological

    Open Banking APIs (PSD2) enable bank-side receipt display. Cloud POS adoption makes SaaS integration feasible at scale.

  • E

    Environmental

    93% of thermal paper contains BPA/BPS. 12.4B meters of receipt paper used annually in the EU. Sustainability is a boardroom priority.

  • L

    Legal

    GDPR compliance required for receipt data. Loi AGEC enforcement tightening. Payment tokenization standards (PCI DSS) must be met.

Positioning & Differentiation

Ticket is positioned as infrastructure, not a consumer app. We sell to merchants and partners. Consumers benefit automatically.

"The receipt should be as invisible as the payment."

Ticket positions as the Stripe of receipts: developer-friendly infrastructure that integrates with existing payment flows. Not a loyalty app. Not a marketing channel. Pure utility that becomes invisible once deployed.

PILLAR 01

Zero-Friction UX

No consumer action required. No app download, no email, no scanning. The receipt arrives because the payment happened. This is the core differentiator that makes everything else possible.

PILLAR 02

Interoperability

Works with any POS system, any bank, any payment processor. Open standards, not walled gardens. Merchants integrate once and reach every consumer regardless of their bank.

PILLAR 03

Trust & Compliance

GDPR-native architecture. PCI DSS tokenization. Consent engine built in. No data collected without explicit opt-in. Designed for regulated industries from day one.

PILLAR 04

Real Use Cases

Returns, warranties, expense reports, budgeting. Ticket solves problems people actually have. Every receipt becomes actionable data, not a throwaway slip.

Simple, Transparent Pricing

Three models designed for different participants in the ecosystem. No hidden fees. Volume discounts available.

SaaS per POS

For merchants & retail chains
29 / mo
Per point of sale, billed monthly
  • POS integration module
  • Merchant dashboard & analytics
  • Loi AGEC compliance reporting
  • Email & chat support
  • Up to 5,000 receipts/month included

Bank / Wallet License

For financial institutions
Custom
Enterprise licensing, annual contract
  • White-label receipt display SDK
  • Real-time receipt data API
  • PSD2 & Open Banking compliant
  • Dedicated infrastructure
  • SLA-backed uptime guarantee
  • Custom integration support
Sales Process

From Pilot to Network Effect

A five-step go-to-market engine that starts with vertical focus and scales through partnerships.

1

Vertical Identification

Target high-receipt-volume verticals: grocery, fashion retail, QSR. Prioritize chains with cloud POS and compliance urgency.

2

POS Partner Pilot

Partner with one POS vendor per vertical for a co-branded pilot. Integration once, reach all their merchants. Shared go-to-market.

3

Merchant Onboarding

Onboard pilot merchants with white-glove setup. Measure receipt delivery rates, customer satisfaction, and cost savings.

4

Package & Scale

Productize the pilot results into case studies and ROI calculators. Enable self-serve onboarding for SMBs. Scale through POS partner channels.

5

Network Expansion

Sign bank and wallet partners. Each bank integration multiplies the value of every merchant already on the platform. Network effect kicks in.

The receipt should be as invisible as the payment

Ticket is building the standard infrastructure for digital proof of purchase. One API. Every POS. Every bank. Every transaction.

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